Bank of India has released an official employment notification for the recruitment of 779 Credit Officer (GBO Stream) vacancies under different scales including MMGS-II, MMGS-III, and SMGS-IV. It is an excellent opportunity for candidates aspiring to build a career in the banking sector.
Interested and eligible candidates may apply online through the official recruitment portal within the prescribed dates. Candidates can check vacancy details, eligibility criteria, age limit, educational qualification, experience, application fee, important dates, and the online application process in this article.
Bank of India Recruitment 2026 Overview
| Particulars | Details |
|---|---|
| Organization | Bank of India |
| Name of Post | Credit Officer |
| No. of Posts | 779 Posts |
| Qualification | Bachelor’s Degree / Master’s Degree |
| Age Limit | 25 to 32 Years, 28 to 38 Years, 32 to 45 Years |
| Application Fee | ₹175/- to ₹850/- |
| Application Start Date | 30th June 2026 |
| Last Date | 20th July 2026 |
| Job Location | Across India |
| Application Mode | Online |
Bank of India Recruitment Details
Name of Post
Credit Officer (GBO Stream)
Total Posts
779 Posts
Scale-wise Vacancy
| Scale | No. of Posts |
| MMGS-II | 677 |
| MMGS-III | 61 |
| SMGS-IV | 41 |
| Total | 779 |
Pay Scale
| Scale | Salary |
| MMGS-II | ₹64,820 – ₹93,960 |
| MMGS-III | ₹85,920 – ₹1,05,280 |
| SMGS-IV | ₹1,02,300 – ₹1,20,940 |
Eligibility Criteria of Bank of India Recruitment 2026
MMGS-II
Age Limit: 25 to 32 years
Educational Qualification
Candidates must possess:
- A Degree (Graduation) in any discipline from a recognized University/Institute with at least 60% marks or equivalent grade.
- For SC/ST/OBC/PwBD candidates, minimum 55% marks are required.
- OR
- CA / CMA-ICWA / CS / CFA qualification.
Experience
Candidates should possess a minimum of 3 years post-qualification experience as an officer, out of which at least 2 years’ experience should be in:
- MSME Credit Processing
- Commercial Credit
- Project Finance
- Mid & Large Credit
Experience should be from:
- Scheduled Commercial Banks
- Financial Institutions
- NBFCs
MMGS-III
Age Limit: 28 to 38 years
Educational Qualification
Candidates should possess:
- Graduation in any discipline with minimum 60% marks (55% for reserved categories)
- OR
- CA / CMA-ICWA / CS / CFA
Experience
Minimum 5 years post-qualification experience as an officer, including at least 3 years experience in:
- MSME Credit
- Commercial Credit
- Project Finance
- Mid & Large Credit
Experience should be from:
- Scheduled Commercial Banks
- Financial Institutions
- NBFCs
SMGS-IV
Age Limit: 32 to 45 years
Educational Qualification
Candidates must possess:
- Graduation in any discipline with minimum 60% marks
- OR
- CA / CMA-ICWA / CS / CFA
Experience
Candidates should have a minimum of 7 years post-qualification experience as an officer, including at least 4 years of experience in:
- MSME Credit Processing
- Commercial Credit
- Project Finance
- Mid & Large Credit
Experience should be in:
- Scheduled Commercial Banks
- Public Sector Financial Institutions
- Listed Financial Institutions
- Foreign Banks
Age Relaxation
Category-wise age relaxation is as follows:
| Category | Relaxation |
| SC/ST | 5 Years |
| OBC (NCL) | 3 Years |
| PwBD | 10 Years |
Application Fee
| Category | Fee |
| SC/ST/PWD | ₹175/- |
| General/OBC/EWS | ₹850/- |
How to Apply for Bank of India Recruitment 2026?
Interested and eligible candidates may apply online by visiting the official recruitment portal.
Applicants may follow the steps mentioned below:
- Scroll down and go to the Important Web-Links section.
- Click on Online Application Form.
- Complete the registration process by selecting New Registration.
- Login using the generated credentials.
- Fill in all personal, educational, and professional details carefully.
- Upload required documents.
- Pay the application fee according to your category.
- Submit the application form.
- Take a printout of the submitted application form for future reference.
Important Dates of Bank of India Recruitment 2026
| Event | Date |
| Starting Date of Online Application | 30th June 2026 |
| Last Date of Online Application | 20th July 2026 |
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Important Web-Links of Bank of India Recruitment
| Links | Details |
| Online Application Form | Click Here |
| Advertisement Details | Click Here |
| Official Website | Click Here |
Frequently Asked Questions (FAQs)
Q1. How many vacancies are available in Bank of India Recruitment 2026?
Bank of India has announced 779 Credit Officer vacancies.
Q2. What is the last date to apply for Bank of India Recruitment 2026?
The last date to submit the online application is 20th July 2026.
Q3. What is the application fee?
The application fee is:
- SC/ST/PWD: ₹175/-
- General/OBC/EWS: ₹850/-
Q4. What is the selection process?
Selection will be conducted as per the criteria mentioned in the official notification issued by Bank of India.
Q5. What is the mode of application?
Candidates can apply through the online mode only.
Conclusion
Bank of India Recruitment 2026 offers an excellent opportunity for experienced banking professionals seeking Credit Officer positions in various scales. Eligible candidates are advised to submit their online applications before 20th July 2026 and complete the application process well before the closing date.
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